ASSET & WEALTH · PRIVATE & INSTITUTIONAL CAPITAL
Wealth Management
Firm Framework
Private-client business is won on relationship and kept by the systems a relationship cannot substitute for — suitability, records, and reporting that hold up when a client, a regulator, or a successor asks. We build that side of the firm properly: onboarding and suitability, portfolio construction and model management, custody and banking relationships, fee administration, and consolidated reporting.
THE SPECIFICATION
Architecture & Audience
Wealth management is a relationship business with a regulated institution underneath it. The relationship wins the client; the institution keeps them, through reporting they can rely on, custody they can verify, and a suitability process that survives a complaint. Firms fail here not because advisers leave, but because the platform beneath them was never built to hold what they brought in.
Advisers and teams establishing an independent firm; bank private bankers building their own practice; and regional firms institutionalizing an informal client book.
What We Deliver
A complete architecture, designed, launched, and managed
We determine the regulated activities your firm will conduct and manage the licence application from submission to authorisation. Permission scope sets every downstream obligation the firm will carry.
We source and appoint the custodian that matches your client base, asset universe, and reporting requirements. Custody terms are negotiated and benchmarked before any client relationship begins.
We deploy the portfolio management system and client reporting infrastructure that holds the firm together operationally. Data integrity, performance calculation, and reporting frequency are configured to your mandate.
We implement the relationship management and client-facing portal that connects adviser and client across the service lifecycle. The portal provides the reporting clients rely on and the documentation the firm must produce.
We build the client assessment and recommendation process that demonstrates suitability for every portfolio decision. The framework withstands a regulator review and a client complaint.
We implement the fee calculation, billing, and reconciliation systems that ensure client charges are accurate, disclosed, and collected on time. Fee transparency is a regulatory and client expectation.
We manage the individual regulatory approvals for senior managers and controlled-function holders, and build the ongoing competence and training framework the regulator requires.
We design and execute the migration of client books from prior custodians or institutions, preserving positions, history, and client relationships through the transition. Migration risk is managed, not assumed.
We deliver the periodic regulatory submissions and client reports required by your licence and client agreements. Obligations are met on schedule without exception.
What We Deliver
A complete architecture, designed, launched, and managed
We determine the regulated activities your firm will conduct and manage the licence application from submission to authorisation. Permission scope sets every downstream obligation the firm will carry.
We source and appoint the custodian that matches your client base, asset universe, and reporting requirements. Custody terms are negotiated and benchmarked before any client relationship begins.
We deploy the portfolio management system and client reporting infrastructure that holds the firm together operationally. Data integrity, performance calculation, and reporting frequency are configured to your mandate.
We implement the relationship management and client-facing portal that connects adviser and client across the service lifecycle. The portal provides the reporting clients rely on and the documentation the firm must produce.
We build the client assessment and recommendation process that demonstrates suitability for every portfolio decision. The framework withstands a regulator review and a client complaint.
We implement the fee calculation, billing, and reconciliation systems that ensure client charges are accurate, disclosed, and collected on time. Fee transparency is a regulatory and client expectation.
We manage the individual regulatory approvals for senior managers and controlled-function holders, and build the ongoing competence and training framework the regulator requires.
We design and execute the migration of client books from prior custodians or institutions, preserving positions, history, and client relationships through the transition. Migration risk is managed, not assumed.
We deliver the periodic regulatory submissions and client reports required by your licence and client agreements. Obligations are met on schedule without exception.
Infrastructure Selection
X-CHASE holds no commercial interest in any provider, assessing them strictly on live performance, structural fit, and renewal terms. Providers are named exclusively under formal engagement, never on a public website.